Showing posts with label youhodler. Show all posts
Showing posts with label youhodler. Show all posts

YouHodler vs SALT Lending: A Crypto Lending Battle of Adaptability...

The great naturalist, geologist, and biologist Charles Darwin once said “it is not the strongest of the species that survives, nor the most intelligent that survives. It is the one the is most adaptable to change.” The reason for bringing this quote up in the discussion of YouHodler vs SALT Lending is that we have two different FinTech platforms here. One has adapted to change quite nicely within the crypto industry, evolving it’s services and features constantly to meet the need of the community. The other, once a strong leader in the space is resisting the trend, resiting evolution, and perhaps falling by the wayside as a result. By the end of this feature-to-feature comparison, you’ll be able to easily decipher which one is which.

YouHodler vs. SALT Lending: Crypto loans
Both YouHodler and SALT Lending got their start in crypto-backed loans. SALT, first opening in 2016 was one of the early adopters of crypto lending and since then, has successfully found a community of crypto HODLers in the U.S.A that want access to cash without having to sell their crypto assets. YouHodler, starting in 2018 is a relative newcomer to the scene but in the past two years, has expanded vigorously throughout Europe and South America offering their unique brand of crypto financial services.

However, since crypto loans are where both platforms started off, let’s compare the two. According to SALT Lending’s loan calculator, users can enjoy:


  • 12 different cryptocurrencies as collateral.
  • Loans between $5,000 - $25 million USD
  • Loan terms of 3 - 12 months
  • Loan to value ratio (LTV) of 30% - 70%
  • Repayment options of interest only or principal + interest
  • Loan interest rates of 5.95% - 11.95%
  • Get loans in USD only



Loan calculator from SALT Lending

As with most lending platforms, no credit checks are required to apply for a loan, and SALT states that “borrowers in certain jurisdictions can expect approval within as little as 24 hours. The origination of each loan will vary from case to case and is largely dependent on your jurisdiction and loan type.”

As for availability, SALT offers its services to the following countries: United States, Bermuda, Brazil, Hong Kong, New Zealand, Puerto Rico, United Arab Emirates, Vietnam, Switzerland, and the United Kingdom.

Now let’s see how YouHodler stacks up with its crypto loan offerings. According to their site, users can enjoy the following:



  • 14 + different cryptocurrencies as collateral options
  • Loans between $100 - $30,000 (higher amounts available upon request)
  • Loan terms of 1 month - 6 months
  • LTV from 50% - 90%
  • Interest rates from 1.70% - 7.50% (paid one time at the end of the loan term)
  • Get loans in USD, EUR, GBP, CHF, USDT, and BTC




YouHodler loan calculator

Like SALT, YouHodler does not require credit checks, and loans are approved and delivered instantly to the client. YouHodler is available worldwide but states they cannot service the following countries:

USA, Bangladesh, China, Iraq, Pakistan, Crimea, Cuba, Iran, North Korea, Sudan, Syria.

YouHodler vs SALT Lending: Cryptocurrency savings accounts

In previous reviews, we typically put each platform in a head-to-head deep-dive analysis of each feature. However, SALT Lending is unique compared to its competitors. Unique in that it failed to evolve (remember our friend Darwin’s quote up above). Where platforms like YouHodler continue to evolve, adding in-demand features like savings accounts, exchange capabilities, margin trading tools, and more, SALT seems resistant. At the time of writing this article, SALT does not offer anything beyond the classic, crypto-backed loans. Hence, from this point forward, we will do our best to offer a comparison given the information provided.

Perhaps one of YouHodler’s most famous features is the platform’s cryptocurrency savings accounts. They offer to compound interest rates up to 12% on stablecoins, higher than any other platform in the industry. Users can choose from 14 different crypto coins/tokens and stablecoins to earn interest on with limits up to $100,000.

What’s unique about their savings accounts is that they are fully integrated directly into the wallet itself. Therefore as soon as you deposit into the platform, you immediately start earning interest. Interest payments are calculated every four hours and paid out weekly. Another innovative aspect of YouHodler savings accounts is that users can actually earn interest on amounts above the $100,000 limit using their “Multi HODL” tool.

Simply put, if you have $100,000 in a savings account and open a Multi HODL position worth $20,000, that means you can earn interest on the full $120,000 while the Multi HODL deal is open. Confused on what a Muti HODL is? Let’s move on to that.

YouHodler vs SALT Lending: Crypto multiplication tools



Screenshot of YouHodler’s Multi HODL tool

Once again, SALT Lending will not be featured in this segment because they do not have such tools. YouHodler, on the other hand, offers 100% original innovations like Multi HODL and Turbocharge. Both features are based on the “chain of loans” principle. Instead of taking a loan and using that loan to go buy more crypto on an exchange to use as collateral for another loan manually, YouHodler decided to automate this entire process using these two features.

With the click of a button, users can initiate a chain of loans that helps them either buy more crypto or sell more crypto depending on the market direction at the time. So whether it’s a bear market or a bull market, users can creatively take advantage of volatility and multiply their portfolio. Included in features are several management tools to help one manage their position better. Users can set their “multiplier” amount to increase or decrease the number of loans in the chain and also manage the loans with automatic “Close Now” “Take Profit” and “Adjust Margin Call” capabilities.

YouHodler vs SALT Lending: Insurance
SALT offers comprehensive crime insurance over users’ collateral and cyber liability insurance that protects users in the event of an internet-based attack in regards to private information. SALT does not say any specific amount for their insurance plan but on the site, they do say all “assets are 100% covered as long as they’re on our platform. Plus, as the holder of the policy, we have the ability to increase our insurance coverage as our company grows, meaning we can stay true to our commitment to ensure your assets 100%.” As for crypto storage, SALT states that all funds are stored in offline, cold storage vaults.

According to YouHodler, “We use industry best practices when it comes to crypto storage. Funds are never stored 100% in hot wallets. Instead, we use a mixture of both hot and cold wallet storage which are secured to protect users’ funds. In addition, YouHodler is proud to say that we incorporate Ledger Vault’s technology into the platform which produces advanced custody options for all users.”

YouHodler’s cooperation with Ledger Vault brings its users $150 million in pooled, customized crime insurance. This insurance program covers a wide variety of risks such as employee theft, third-party theft, physical breach of hardware security and theft of private keys/master seeds
YouHodler vs SALT Lending: Affiliate programs/refer-a-friend

Both platforms offer an affiliate program/refer-a-friend program in some capacity. Let’s review. SALT has a relatively straightforward refer-a-friend program. Simply share your referral code or link with a friend and SALT will send you and your friend $50 in Bitcoin as soon as that friend takes an active loan.

YouHodler’s affiliate program is a bit more advanced and seems targeted towards progressional affiliate marketers. They use an independent platform that helps you better monitor your referrals behavior and track your earnings in real-time. There are a few different options one can choose from, all offering a plethora of marketing creatives to help you advertise YouHodler in your style and get paid for it. YouHodler pays crypto or cash for every person that follows your link and becomes an active client. Depending on which plan you choose, affiliates can earn up to $100 for each active client. Payouts are automatically deposited every 30 days.

YouHodler vs SALT Lending: The Final Verdict
Let’s start with the positives of both platforms. It’s very encouraging to see both platforms take security and insurance so seriously. It goes without saying that this is a top-three concern for most people in the crypto market. We’ve all heard the horror stories of CEO’s faking their own death and sailing off into the sunset with millions of Bitcoin. However, that seems highly unlikely with these two platforms as they have a good reputation, solid partnerships, and strong security measures to prevent any such event from happening.

As for the crypto-backed loans, SALT is the platform for the whales, offering far higher loan amounts than YouHodler. That being said, they cannot compete with YouHodler’s industry best 90% LTV, lower interest rates, and a larger amount of collateral options. So if you’re a whale, living in the USA, then SALT is for you. For everyone else, YouHodler prevails in this category.

As for the rest of the features, SALT really can’t compete since they do not offer savings accounts like YouHodler’s 12% stablecoin savings accounts nor do they offer any sort of trading/multiplication tools like YouHodler’s Multi HODL, Turbocharge and exchange features. It’s pretty difficult to give SALT a fair review in this case.

SALT does one thing and they do it really well. However, they failed to evolve with its competitors in the market and create a more diverse financial platform. YouHodler has done that and more and because of their ability to adapt and innovate, they are the superior platform in this case.

Read Next: YouHodler vs Celsius Network


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Author: Ryan Kalbari
Toronto Newsdesk

YouHodler vs Celsius Network: Who’s the King of Crypto Loans?

Compare crypto loans
In the crypto industry in 2020, you can’t navigate any corner of the internet without running into DeFi or FinTech platforms offering high-yield savings accounts. YouHodler and Celsius Network are two of the most popular options out there, both offering higher than usual interest rates on savings accounts. However, once you strip each contender away from their high-yielding numbers, what is left? Let’s find out who is the true king of crypto lending platforms with a YouHodler vs Celsius Network in-depth analysis.

 YouHodler vs Celsius Network: Cryptocurrency savings accounts
YouHodler savings account rates

Considering these two platforms are best known for their high-yield, cryptocurrency savings accounts, let’s start the comparison here. At the moment, YouHodler currently has fourteen unique assets that users can earn interest on. Interest rates are compounding and range from 3% - 12%. In addition, interest payouts are deposited weekly, there is no minimum requirement to start earning interests and the funds are never locked up.

More interesting perhaps is YouHodler’s new updated savings accounts. With their recent 2.0 “Affinity” update, YouHodler now lets users earn interest on their crypto assets directly in their wallet without having to withdraw to a separate savings accounts. This allows clients to use savings funds as collateral for loans and also to use in the platform’s unique “Multi HODL” feature.

Speaking of Multi HODL, YouHodler states that users can actually earn interest above the maximum limit of $100,000 using Multi HODL. For example, if a user has $100,000 in their savings account and opens a Multi HODL worth $50,000, then the user will earn interest on the entire $150,000 during the length of the open Multi HODL position. When it is closed, they will go back to earning interest just on the $100,000. This is truly a unique feature not found on Celsius Network or anywhere else for that matter.




Celsius Network savings account

Now moving on to Celsius. The screenshot above is just a quick glimpse of the many savings account options available. In total, Celsius has twenty-seven different currencies to earn interest in including both fiat and crypto varieties. Interest rates range from 2% - 11.90%. Here is where it gets tricky though.

Even though Celsius claims users can earn 12%, the highest they can actually get is 11.90% and that’s only if the user chooses to receive interest payments in Celsius’ native token (CEL). If not, then the highest the user can earn is 8.9%. Aside from this small misleading fact, Celsius actually has some favorable conditions such as no minimum deposit, fee-free withdrawals. However, it is unclear from the information Celsius provided if users can use funds from their savings account as collateral for a crypto-backed loan.

Earning interest on gold

Before moving on to the next segment, let’s compare a sub-category of savings accounts: earning interest on Gold. Celsius has a separate section that allows users to earn compounding interest on the precious metal Gold. They offer a 3% interest rate on that. Meanwhile, YouHodler lets users earn interest on “digital gold” Pax Gold (PAXG). Owners of PAXG are owners of real gold stored in real vaults, just in a digital format. It’s exactly the same as owning real gold but the main difference is you can earn 8.2% interest in PAXG using YouHodler savings accounts.
YouHodler vs Celsius: crypto loan comparison

Both YouHodler and Celsius started out as humble lending platforms that have since evolved into two, multi-faceted financial powerhouses. That being said, their lending products are still very active but offer two completely different experiences. Let’s start with YouHodler.

Source: YouHodler.com

The first quality one will immediately notice on YouHodler’s loan page is the high loan to value ratio (LTV) on loans (90%). 90% is unheard of in the lending space and it means users can get almost the full value of their collateral for a loan. In addition, YouHodler has two other loan plans. For convenience, here are all three outlined for you:

Loan plan #1:
90% LTV
30-day duration
1.70 % loan fee (paid once)
- 5% price down limit (margin call)

Loan plan #2:
70% LTV
60-day duration
2.90% loan fee (paid once)
- 25% price down limit (margin call)

Loan plan #3:
50% LTV
180 - day duration
7.50% loan fee (paid once)
- 40% price down limit (margin call)

In addition to the aforementioned facts, YouHodler has 14 + crypto collateral options, instant cash from the platform’s own fiat funds, flexible repayment and loan to value ratios for those that want a custom option.




Source: Celsius.Network

Now, Celsius has 27 unique collateral options available. Those numbers beats YouHodler but unfortunately, that’s where the accolades end for Celsius in the loan department. The LTV one will find on Celsius is just 50%, which requires a minimum of $1,000 worth of collateral (compared to $100 for YouHodler). That essentially negates everyone in crypto who needs a loan but does not have $1,000 to spare. 

Loan terms range from 6 months to 3 years and Celsius charges a monthly fee of 1% to keep the loan open (0.7% for those that pay interest with the CEL token.). Like YouHodler, and virtually all other crypto lending platforms, Celsius does not require credit checks and features instant approval on all loans that fit the conditions provided.

YouHodler vs Celsius: bonus features

Multi HODL and Turbocharge


Now that we’ve covered the core features that these two platforms share, let’s start exploring deeper territory with some innovative features that are unique to Celsius and YouHodler. For example, YouHodler has the original Multi HODL tool. At first glance, it looks like some sort of trading tool but after some more research, we discovered it’s powered by YouHodler’s “chain of loans” engine.




Essentially what this means is that depending on which button the users choose (UP or DOWN), YouHodler initiates a chain of loans to help a user either buy more crypto or sell more crypto. This is comparable to opening a long or short position on an exchange but on YouHodler, it’s 100% automated. YouHodler claims users can achieve a potential profit of up to 290% using the maximum multiplier amount (x10). Furthermore, there are no rollover fees for 10 days and users can customize their position with adjustable Take Profit and Margin Call levels. Hence, giving them more control over when they can exit the market profitably. 

Lastly, Multi HODL users don’t have to worry about losing interest in their savings accounts. They can take funds from the savings account for Multi HODL and still earn interest on those funds. According to YouHodler “Multi HODL is a great tool to use hand-in-hand with savings accounts. Keep the majority of your funds in safe, stable assets earning passive income and take a smaller portion to use for adventurous and potentially highly profitable activities on Multi HODL. 

YouHodler also has another product powered by the chain of loans engine called “Turbocharge.” Simply put, this feature uses an automatic chain of loans (up to 10 loans in a chain) to help users buy more crypto during a bull run. It’s a unique way to obtain a multiplied amount of crypto using a small, initial collateral amount. 

CEL Token

One could write an entire review on just CEL token alone with its tokenomics, utilities, price history and more. For the sake of convenience though, we’ll keep it short. According to Celsius, CEL token is “an in-app utility token that gives Celsius members exclusive access to the best financial services for cryptocurrencies. Get better interest rates, priority status, community membership, and more.”

Think of owning a CEL token as a ticket to a VIP club. Token holders get lower rates on loans, higher rates on savings accounts, and other additional features like the ability to skip lines on teh platform, and premium access to the support team, and company events. 

Click here to learn about the CEL token. 

One last feature that is unique about Celsius is their merchandise store. Yes, it’s not really a “feature” per se but it’s something many other platforms don’t have and they have some cool looking merchandise for crypto enthusiasts. 

YouHodler vs Celsius: affiliate programs

Do you have a knack for creative marketing? If so, affiliate programs are a great way to put that talent to use and get paid by other companies for doing it. Luckily, both platforms have affiliate programs to help you do this. Let’s compare.

YouHodler’s affiliate program uses a special web service let lets you monitor your referrals every move and track your earnings in real-time. The program gives you a few different options to choose from, with a variety of free creatives to help you market YouHodler and get paid for it. YouHodler pays cash or crypto for every person who follows your affiliate link and becomes an active YouHodler client. Depending on the plan you choose, you can get up to $100 per active client. Payouts are monthly and automatic. 

Celsius affiliate program also pays you if you bring a qualified user to the platform. Celsius defines a “qualified” user as someone who brings at least $200 to the platform and holds it there for at least 30 days. If the user does that, then the affiliate marketer gets their reward ($50 per qualified user. There is no limit on how many users one can bring to the platform. Payouts are automatic and come four times a year (quarterly).

YouHodler vs Celsius: the final verdict

This was not an easy one to decide. Both platforms are titans of the industry with loyal followings but in the end, it comes down to the numbers and creativity. YouHodler has higher interest rates on savings accounts and higher loan to value ratios for loans. Celsius does have slightly lower fees on loans but YouHodler makes up for it with their high rates on savings. 

Furthermore, there is no additional step one must take to access these high rates on YouHodler. Celsius, however, requires you to buy their CEL to get the high rates as advertised and that is a questionable move. Sure, it’s cool that Celsius has a native token for the platform but if we’re just comparing raw, platform features, YouHodler comes out victorious.

Additionally, they seem to have a highly innovative tech team developing these original features like Multi HODL and Turbocharge. Celsius and other platforms are not doing that. And from a UX/UI experience, YouHodler’s web, Android and iOS apps are all intuitive, beautiful, clean, and user friendly. Sorry, but another crypto token like CEL or a fancy merchandise store is not enough to sway my opinion when it comes down to the tech. 

Well, that wraps up the review for this round. Go ahead and give both platforms a try to draw your own conclusions and let us know what you think. 

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Author: Ryan Kalbari
Toronto Newsdesk

YouHodler vs BlockFi: Overall Platform Analysis...

Youhodler or Blockfi
A year ago, this review would never have been possible. However, as both YouHodler and BlockFi quickly evolve their products, there are more overlaps between the two platforms than ever before. In one corner, we have the New York-based BlockFi. A regulated institution in the highly regulated state of New York backed by some big-name investors. In the other corner, we have the Europe-based YouHodler. An ever-evolving FinTech platform with strong connections in Switzerland’s “Crypto Valley” and some unique features not seen anywhere else. Now it’s time to compare these two beasts of blockchain and see which one comes out on top.

What is BlockFi? 

photo of blockfi

BlockFi labels themselves as a “wealth management” platform offering products crypto investors need such as cryptocurrency savings account, crypto-backed loans, and exchange capabilities. They also claim to be the “first and only interest-earning crypto account to offer compound interest and trading,” a statement that will certainly be challenged by the end of this article.

Founded in 2017 by Zac Prince and Flori Marquez, BlockFi started out as a credit service provider for crypto assets. At the moment, the company is the only independent lender with institutional backing from investors from Valar Ventures, Galaxy Digital, Fidelity, Akuna Capital, SoFi, and Coinbase Ventures. BlockFi claims its mission is to “redefine banking.”

What is YouHodler?

a picture of youhodler

A year younger than BlockFi, YouHodler is a FinTech platform focusing on crypto-backed lending solutions, crypto/fiat/stablecoin conversions, high-yield savings accounts and creative asset utility solutions. Based in Europe, YouHodler offers loans in USD, EUR, CHF and GBP currencies and deals with the top 20 cryptocurrencies for collateral and other uses on the platform.

Users crypto assets are securely guarded with Ledger Vault’s advanced custody and security options and the team comes from a strong background in Commercial Finance, FX/CFD trading, e-commerce, blockchain, and distributed ledger technology. Unlike other platforms in the industry, YouHodler claims to bridge the gap between both old traditional finance and the new era of blockchain technology to bring a more efficient financial ecosystem for the world.

YouHodler vs BlockFi: Core features

BlockFi
Crypto interest accounts for BTC, ETH, USDC, and more where users can earn compounding interest up to 8.6% annually.
Currency trading lets users exchange crypto pairs between BTC, ETH, LTC, USDC, and GUSD. BlockFi uses Gemini as a primary custodian.
Crypto backed loans with 50% loan to value ratio, 4.5% interest rate and up to the 12-month duration
No credit checks
Fast loan processing

 YouHodler
Cryptocurrency and stablecoin savings accounts (up to 12% APR)
Compounding interesting
14+ coins/stablecoins/tokens to earn interest on
Crypto-backed loans with 90% loan to value ratio, three different loan plans and direct to bank account/bank card withdrawal
Original crypto “multiplication” tools like Multi HODL and Turbocharge with fewer fees than margin trading platforms

YouHodler vs BlockFi: Pros and Cons

BlockFi Pros
No need to stake native tokens to get higher interest rates on savings accounts
Reputable team with regulation and good backers
Wallets insured by AON and stored by Gemini, regulated exchange in New York.
No minimum amount on savings accounts
Accept USA citizens
Web, iOS and Android app

YouHodler Pros
The highest interest rate on savings accounts (12% APR)
No need to stake native tokens to get higher interest rates on savings accounts
Highest loan to value ratio in the industry (90%)
A constantly growing list of collateral options (20 +)
Instant loans without any credit checks and four fiat options (USD, EUR, GBP, CHF)
24/7 customer support with live agents
Unlimited loan terms
Weekly interest payouts
Low minimum loan amount ($100)
Option to receive loans in Bitcoin (BTC)
Web, iOS and Android app
$150 million pooled crime insurance from Ledger Vault
Creative tools like Multi HODL that help users profit in both bull and bear markets

BlockFi Cons
Basic website
Complaints of up to 7 days to withdraw assets
Interest compounding monthly
High minimum loan amount ($5,000)
Low loan to value ratio (50%)
Not many collateral options (3)
Loan term-limited to 12 months
Only one option to receive a loan in (USD)
No platform credit card available

YouHodler Cons
Not available in the USA or China.
Higher fees on loans than BlockFi
No platform credit card available
Android app can be buggy at times

YouHodler vs BlockFi: Unique traits

Both YouHodler and BlockFi offer some unique calling cards that help them stand out from the rest. BlockFi, for example, was one of the first platforms to ever introduce cryptocurrency savings accounts and crypto-backed loans. Because of this early start, they found instant success due to their good product, competitive interest rates, and reputable investors.

YouHodler is unique because it really grabbed the attention of the industry with its incredibly high-interest rates on savings accounts and record-high loan to value ratio on loans. Aside from that, YouHodler’s development team created two features that are 100% original and cannot be found anywhere else. Multi HODL and Turbocharge use the “chain of loans” principle to help users buy and sell more crypto for their benefit in both bullish and bearish market situations. YouHodler continues to evolve its platform in a way that cannot be defined in a single category, which makes it dangerous to its competitors.

YouHodler vs BlockFi: affiliate programs

Affiliate programs are gaining popularity in the crypto industry and its a great way for clients to get involved and also make a passive income from their online marketing initiatives. Of course, not all affiliate programs are created equal and that’s especially true for BlockFi and YouHodler. Here’s a quick rundown of each one.

BlockFi offers commission for affiliates that drive costumes to take a loan, open a saving account or use their trading feature. For a loan, the terms are as follows:

Customer takes a loan from $5,000 - $10,000 - affiliate gets $20
Customer takes a loan from $10,000 - $50,000 - affiliate gets $100
Customer takes a loan over $50,000 - affiliate gets $500

For savings accounts the affiliate gets $10 for every client that opens a savings account worth $100 - $1000. From there, there are additional tiers where the affiliates can earn more depending on if the client opens larger savings accounts.

You can see the full details of BlockFi’s affiliate program here

YouHodler’s affiliate program on the other hand seems a lot more simple and straightforward. The program features high payouts, monthly payments, with CPA model  available. Affiliates can get up to $100 cash for each lead or active client they invite to YouHodler, regardless of which feature they use. Multi-step CPA model allows affiliates to get paid for every step of the user’s post-registration lifecycle. The program also seems a bit more flexible, allowing users to choose different affiliate plans that suit their skills and interests.

YouHodler vs BlockFi: Safety and security

BlockFi and YouHodler are both platforms that have a great reputation when it comes to safety and security measures. BlockFi offers two-factor authentication (2FA) on its site and all their wallets are provided by Gemini Custody, one of the leading providers of wallet insurance which is regulated in the USA.

YouHodler, on the other hand, takes security a little step further with 3FA. The third factor being the ability to lock withdrawals in the account, just as one could do with a traditional bank account. This adds an additional layer of security to ensure no one can withdraw funds from YouHodler except the user and the user alone. Additionally, YouHodler uses Ledger Vault’s technology infrastructure to safeguard crypto assets with a multi-authorization self-custody management solution and $150 million pooled crime insurance.

All credit card operations on the platform fall under PCI Security Standards and all crypto operations are in accordance with Cryptocurrency Security Standard (CCSS). The team runs security audits on a regular basis and for dispute resolution, they are members of the Blockchain Association which assist clients with disputes if they feel they’ve been wronged. For an additional layer of credibility, YouHodler is an active member of the Crypto Valley Association in Switzerland.

YouHodler vs BlockFi: The Final Verdict

This is a tough one to decide since the two platforms both offer great features backed by an impressive reputation. For those based in the USA, BlockFi is the obvious choice since YouHodler cannot service those clients at this time. However, for those everywhere else, it’s hard to ignore YouHodler’s savings accounts with high earning potential and innovative features like Multi HODL.

Overall, YouHodler’s interface does seem more user friendly for all skill types and they really make it easy to ‘HODL”, earn and multiply crypto all in one easy to use application. Combine that with the great customer support, 90% LTV, top-tier security, and regular platform updates then I think for this round, YouHodler squeaks by BlockFi but we will certainly keep an eye on both platforms in the year to come to see how they stack up.

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Author: Ryan Kalbari
Toronto Newsdesk

YouHodler Adds the Largest Decentralized Stablecoin to its Platform..

YouHodler Adds Dai
YouHodler, the rapidly evolving FinTech platform is pleased to announce that it has listed Dai, the world’s leading decentralized stablecoin. Built on the MakerDAO system, Dai lives completely on the blockchain, making it borderless and available to anyone, anywhere.

“We believe stablecoins and their attributes are essential for the positive development of the industry,” said YouHodler CEO Ilya Volkov. “Having the Dai stablecoin on the platform will introduce our communities to all the benefits that the largest decentralized stablecoin can bring. Users will also create an additional utility for Dai, using it for high-yield savings accounts and for loan repayments. Thus helping Dai expand to new sectors of the crypto community.”

The listing sees YouHodler offering a Dai wallet for secure storage, Dai exchange between fourteen coins, five stablecoins, and four fiat currencies on the platform, Dai as a payment method for YouHodler’s crypto-backed loans and a Dai Savings Account where users can earn 12% APR with weekly payouts.

“Integrating Dai to YouHodler creates more opportunity for people around the world to explore the benefits of DeFi and Dai,” said Gustav Arentoft, Head of Business Development for Europe for the Maker Foundation.

Unlike centralized and fiat-backed stablecoins on the market, Dai is backed by cryptocurrency and decentralized. With over 550 live Dai integrations, the Dai stablecoin is one of the most popular and recognized in the industry and its numbers continue to grow. The first iteration of Dai (currently now Sai) was launched in December 2017. Two years later in November 2019, the current Dai system came to be which includes a variety of new features such as the Multi-Collateral Dai (MCD) and the DSR features which allow Dai users to power their financial activities more efficiently.

MakerDAO has a good reputation in the crypto community as it received investments from the industry’s top funds like Andreessen Horowitz, Polychain, and Dragonfly Capital. MakerDAO joins the company of other top projects like Huobi, Paxos, and ChainLink that were added to YouHodler in the past month.

About YouHodler
YouHodler FinTech platform is focused on crypto-backed lending with fiat (USD, EUR, CHF, GBP), crypto (BTC), and stablecoin loans (USDT, USDC, TUSD, PAX, PAXG, Dai), crypto/fiat and crypto/crypto conversions, as well as high-yield saving accounts. YouHodler supports BTC, BCH, BNB, ETH, LTC, XLM, XRP, DASH, REP, and other popular cryptocurrencies and tokens.YouHodler is an active member of the Blockchain Association of Financial Commission and the Crypto Valley Association. Customers are protected by the independent Financial Commission’s efficient dispute resolution process.

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Information Provided via Press Release
Distributed by Global Crypto Press AssociationPress Release Distribution for industry.



Don’t Sell Bitcoin (Yet): BTC Bull Run Fueled by “Phantom Money?”

Crypto loans with youhodler
With Bitcoin’s recent price rally to $10,000, cryptocurrency enthusiasts everywhere are buzzing with excitement, looking for a potential repeat of the legendary 2017 bull run. However, an influential crypto whale is saying it’s not time to sell bitcoin just yet as “phantom money” may be the driving force behind this new rally. In the meantime, let’s see how Bitcoin lending platforms can help you reap the benefits of the price jump while protecting your assets for the future. 

 Crypto whale “Joe007” says it’s not the right time to sell bitcoin

 One of the most well-known cryptocurrency whales in the community goes by the name of Joe007. Regarding the recent Bitcoin price action, Joe008 stated that “you can push the price only so long with fantom money. At some point, people would want to cash out their mad gainz only to find no one on the other side of the market.”

 So is it time to sell Bitcoin? Not just yet. At the moment, there is a lack of fiat flowing into crypto markets and that, is a worrisome statistic. Furthermore, looking at the market cap of stablecoin, one will see it’s not the right time to exit the market. 

 Don’t sell Bitcoin; look at the stablecoin charts

 If we use Tether (USDT) as an example, one will see that a growing USDT market usually signifies an influx of cash entering the market. This is because traders are exiting the market, and putting their Bitcoin into stablecoin to avoid losses from volatility. While there is some amount of fiat flowing into the crypto market, it may not be enough to signify there is substance behind this bull run. That being said, there is still a way to capitalize on this event using crypto lending platforms. 

 Don’t sell bitcoin; use it as collateral for crypto loans

 For Bitcoin HODLers, they have a growing asset on their hand. It’s tempting to sell bitcoin now and enjoy the new influx of cash but there is another way to do that without having to say “goodbye” to BTC forever. Crypto lending platforms let you use Bitcoin as collateral in exchange for a loan in fiat. That way, HODLers can get cash when they need it but also protect their assets for later use.

 Platforms like YouHodler for example offer crypto loans with 90% loan to value (LTV) ratio and fiat options like EUR, USD, and GBP. This Bitcoin lending strategy is a terrific way to get the best of both worlds during a crypto market.

 So if you have your finger on the “sell” button right now, perhaps it’s better to wait a minute and see how the market plays out. 

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Author: Harvest Hill
Silicon Valley Newsdesk

Crypto Trading Secret Exposed: Buy BTC for Less With This Secret Method...

There is a new crypto trading secret spreading around crypto communities that help them buy BTC for less than it’s actually worth. Using margin trading techniques commonly seen in traditional stock markets, crypto traders are using crypto loans as a method to acquire large portions of cryptocurrency with a relatively small amount of starting capital. Here’s how it works. 

 What is margin trading? Understanding the basics
Bitcoin loan photography
Instead of using a loan as the simple, temporary exchange of crypto for fiat, crypto traders are using borrowed funds as a multiplication tool. For example, let’s look at margin trading in the traditional market. If you have $100 to invest in a currency pair like EUR/USD, you can set your maximum multiplication levels (e.g. 1:40). This ratio means that for every $1 you invest, the lender gives you $40 to trade. Since you invested $100, that means you now have $4,000 to trade. Different brokers offer different sorts of margins and maximum multiplication ratios. Now, let’s see how this same principle can be utilized in the crypto market.
Margin trading with cryptocurrency: To reenact the aforementioned scenario, one must find a platform with margin trading tools included (e.g. YouHodler). YouHolder’s Multi HODL™ feature is essentially an easy to use, automated margin trading tool that lets traders open potentially very large trades using a small, initial investment. Just like the traditional margin trading brokers, users can set their desired risk/profit levels on Multi HODL™ For this example, let’s say 1 BTC = $10,000


If you want to buy 1 BTC for 15% of its value all you need is:
  • Open account on a platform like YouHodler.
  • Deposit $1500 worth of USDT into your USDT wallet
  • Open USDT/BTC Multi HODL™ with $1,500 USDT with a maximum multiplier set (x6.51)
  • The MultiHODL™ tools automatically lend the user 1 BTC (~ $1,500 x 6.51) to use as collateral for a series of incremental, automated loans.
A photo of crypto loans
(example of what MultiHODL™ looks like inside the platform)
In a bull market, the value of these trades can increase rapidly, meaning the user keeps all the residual profit and the broker simply charges a one-time loan fee. When the user chooses to close the Multi HODL™, they get back their initial investment, (in this case, $1,500) and whatever is leftover as well (in this case, the extra $8,250 earned from this investment). Of course, margin trading in this way entirely depends on market conditions and the levels of risk and profit the user sets. In the case of a decline in market prices, they will get their initial deposit back minus the factual loss. Multi HODL: Simple and efficient way to margin trade on YouHodler Loans are no longer a basic, temporary exchange of value. They are a strategic tool to help those access large amounts of funds with a small amount of capital. Making this even more efficient is tools like Multi HODL™. Using this tool, clients can utilize advanced margin trading techniques without expertise. It’s 100% automated and features a clean interface for beginners and professionals alike. So visit YouHodler.com today to explore this new tool and buy BTC with 15% of its value.

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Author: Matt Miller
London News Desk

EXPOSED: How Big Investors Accumulate More Bitcoin, WITHOUT Spending A Dollar - And How YOU Can Copy Them...

A photo of bitcoin loan and crypto loan
If you haven't learned already, there's a few different segments that crypto traders can fall into.  There's the newbies, your average trader, and the large investors AKA "whales".

It's probably not a surprise to hear the whales have their own set of tricks and tools they use to maintain their status at the top of the food chain.

One of these tricks you likely haven't heard mentioned, is how they can turn what they're currently holding into a lot more, fast, without getting any extra funds.

What If You Could Use Bitcoin, To Buy More Bitcoin?

This is exactly what they figured out how to do. Sounds crazy, but it's possible.  It works by playing the crypto lending market to their advantage. 

Follow along:
  • Use your Bitcoin to get loaned USD.
  • You remain the owner of the Bitcoin, the lender is simply holding it as collateral.
  • Use that USD to purchase more Bitcoin.
  • Use that Bitcoin to get another USD loan.
  • Repeat. 
Which loan provider you use it is key, and a higher loan-to-value rate means more Bitcoin for you in the end. Currently, YouHodler is the top with 90%, so every $100 worth of Bitcoin you own, you can get $90 to spend on more.

Users in the USA however will need to use a service like BlockFi.

Using them as the platform in this example, and $500 as your initial amount (0.07 BTC) running this trick 10 times will bring you to $3253.

Yes, that's real - $500 turned into $3253 (0.070 to 0.455880) without using anything for funding but the original $500.

What once took a day of work, now in the push of a button!

YouHodler noticed how many people were using their platform to do this, spending hours taking out one loan after another.

So now, it's literally a feature - do it all in 1 press of a button.

Go to their website and head over to the "turbocharge" option, this automatically and instantly flips your investment into more Bitcoin from 3 to 10 times, you decide.

Their interest rate tops out at just 3%!  Each loan this number goes down, until there is none.

To state the obvious, you're betting on the price of Bitcoin going up in the 30 or 50 days you have the loans.

However - you can pull out any time, so don't risk it going up, and back down.  Close out your loans and take your profits when it's up, start again when the price stabilizes. If a bull run is clearly coming - go crazy with this maximize profits like never before.


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Author: Matt Miller
London News Desk
Contributor From Our Sister Site CryptocurrencyLoaning.com


YouHodler Launches New Campaign to “Make ETH Strong Again”...

YouHodler has a growing list of cryptocurrencies listed on it’s FinTech platform that includes, BTC, ETH, XRP, XLM, LTC, BCH, DASH and much more. For a limited time, the company is focusing its efforts on one, seemingly forgotten crypto. Ethereum (ETH).

Despite what the reports say about altcoins, YouHodler still firmly believes in ETH due to;
● it's large and loyal community,
● the massive potential behind Ethereum smart contracts
● it’s hyper-talented founder, Vitalik Buterin.

With this in mind, YouHodler is launching a new, aggressive campaign that aims to “make ETH strong again.”

No fees to buy ETH on YouHodler; 50% discount on ETH-backed loans and more 

YouHodler has five attractive initiatives to revive ETH support and hopefully, bring it back to its place as the original BTC challenger. Starting now, YouHodler will offer the following five features to all platform users:

  1. No commission to buy ETH on YouHodler (available now)
  2. Special ETH loan plan with the loan to value ratio (LTV) of 90% (coming soon)
  3. “ETH Turbo 10” allows users to take up to 10 automated ETH “Turbo Loans” (coming soon)
  4. 50% discount on all ETH backed loans on YouHodler (coming late September)
  5. ETH Savings Account with 12% annual interest (coming October)

On the topic, YouHodler CEO Ilya Volkov states "We are happy to announce this limited time offer for all ETH Hodlers and traders on our platform. We truly believe in the power and potential of Ethereum and Vitalik Buterin. Everything from Ethereum smart contracts to dApp development is a huge inspiration to our team and with these promotions in place, hope to ignite an Ethereum rally and make ETH strong again.”

What happened to Ethereum (ETH) and why is it suffering?


Aside from the massive 2017 bull run the entire crypto market experienced, ETH had other eras of brilliance. January 2018, for example, was a good time for ETH hodlers but since then, we’ve watched the gradual (and sometimes rapid) decline of this once-promising crypto. So what happened?

Some analysts say the lack of performance from Ethereum comes from the decrease of initial coin offerings (ICOs) issued from the platform. This was once a top reason for one to purchase ETH and the price reflects that during the “ICO boom” of 2017 and 2018. Yet, with tough restrictions from regulatory bodies on ICO’s, Ethereum is looking to find its footing in a new industry. Thankfully, Ethereum bulls have hope.

Majority of ETH community believes the price will bound back to $1,000

Recently, crypto analysts, Nik Patel posted a poll on his Twitter feed asking the crypto universe if they think ETH will ever trade above $1,000 again. Out of the 5,410 votes, 54% said yes, while 34% said no. Aside from that, other analysts are starting to promote Ethereum’s rally against Bitcoin in the near future, citing that the ETH/BTC chart currently resembles that chart before 2017’s takeoff.

Helping to draw attention to this news is YouHodler, which is advertising the aforementioned features on an international scale. YouHodler states all comments and inquiries about their “Make ETH Strong Again Campaign” should be redirected to their Telegram, Twitter or support (support@youhodler.com) channels.

To take advantage of these limited time promotions and help support ETH, go to YouHodler.com today and sign up.

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Information Provided via Press Release
Distributed by Global Crypto Press Association Press Release Distribution for industry.



Margin Trading on YouHodler: Turbocharge Your Trades Up to 5x (and more)...

In its most basic form, trading cryptocurrency is relatively easy. However, what if you are looking for more advanced options to trade that give you more earning potential? This is where YouHodler’s margin trading suite comes in.

Margin trading helps you maximize your gains on market swings, letting traders complete more complex and “hands on” trading strategies. With the power of YouHodler’s automated TurboLoan engine, traders can use leverage to long or short on a large list of cryptocurrencies on the platform up to five times. Hence, users will have over five times the profit potential compared to a normal trade. And if the user wants to do this process manually, the earning potential can be unlimited.

Snapshot of margin trading crypto on YouHodler

0 Rollover Fees - Unlike other exchanges that charge rollover fees every 4, 8 or 24 hours, YouHodler charges 0% on rollover fees or margin trading fees. Users only pay the interest fee on their plan of choice (e.g. 7% for a 30 day loan term on YouHodler’s “Bull Run” loan plan). This is far more affordable in the long term than rollover fees from an exchange.

Multiply crypto 5x: Efficiently and easily take a loan from YouHodler to go long or shot on any of our available currency pairs up to 5x. The process, called Turbo Loans, is automated and can be done in a click of a button.

Attractive platform interface: Traders can easily manage their positions with YouHodler’s user friendly and interactive trading platform with features such as Extend PDL (margin call), Close Now, Reopen, Increase LTV and more.

Flexible borrow limits: Individual loan plans are available upon request. All you have to do is ask.

Margin trading BTC and altcoins explained

For the uninitiated, margin trading is when one uses money as leverage for a trade to access a larger position using a smaller amount of the trader’s money. With YouHodler, the platform loans a trader a specified amount of money to increase the size of their order. As a result, this increases the gain from a profitable trade.

To use an example, if a user chooses Turbo Loans on YouHodler with the 2x option, then YouHodler will double that users trading power by lending them the same about they put into the original position. This matched amount is repaid after the position is closed.

Advanced features with a user-friendly interface

Typically considered an activity only for professional traders, YouHodler’s simple interface makes margin trading crypto easy for the everyday trader. Turbo Loans let’s users multiply their crypto from 2 - 5 times. For those that want to manually initiate a chain of loans, then this leverage can go 100x, 200x or even more.

Currently, margin trading crypto is available on YouHodler with the following assets:

Bitcoin (BTC)
Ethereum (ETH)
Ripple (XRP)
Stellar (XLM)
Litecoin (LTC)
Bitcoin Cash (BCH)
Bitcoin SV (BSV)
Dash (DASH)
EOS (EOS)
Augur (REP)
Basic Attention Coin (BAT)
More coins/tokens coming soon

YouHodler has the lowest fees for margin trading: give us a try!

At YouHodler, traders don’t have to stress about rollover fees just for keeping orders open. Instead, they can enjoy 0%  on rollover fees and margin trading fees and only pay the one-time interest fee on each loan. With our Turbo Loans feature, the interest fee decreases 1% for each loan a user adds to the chain.Therefore, users can maximize their earnings and get their money quickly.

Lastly, YouHodler users live execution on exchanges for all transactions. Hence, the user is buying real crypto at that exact moment. We do not give a fake number as a placeholder like on other exchanges.

So if you’re looking for margin trading BTC or margin trading altcoin apps, visit YouHodler.com today and give us a try. We’re always open to hear your feedback so please let us know at support@youhodler.com, Telegram or Twitter.

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Information Provided via Press Release
Distributed by Global Crypto Press Association Press Release Distribution for industry.



How to Buy Bitcoin (BTC) With Fiat on YouHodler...

Despite the growing popularity of cryptocurrency, it can still be hard (and expensive) to easily buy cryptocurrency with fiat currency. There is not much competition to the leading exchanges for this task which is why FinTech platform YouHodler decided to fill that void. With a user-friendly interface, low commission and three different ways to buy Bitcoin (BTC) with fiat currency, YouHodler is quickly becoming the trader’s favorite.

More options; lower fees for traders to buy BTC on YouHodler

For traders, time and convenience are important qualities. That’s why YouHodler aims to bring both speed and efficiency to the crypto buying process on the platform. If traders want to buy BTC with fiat for example, they can do so with a verified debit card, credit card,via bankwire or via stable coins All bank card transactions are processed instantly meaning there is no waiting time to buy BTC like on some exchanges. However, due to inefficiencies on the bank’s side, bank wire transfers can take up to 24 hours but YouHodler charges a 0% on all bank wire transactions.

How to buy Bitcoin on YouHodler with USD or EUR

To buy crypto with fiat on YouHodler is a simple process that takes just two steps. After signing up, passing KYC and verifying a bank card, a user must complete the following:

Step 1: Deposit fiat (USD or EUR) - To begin, the user must log in, and navigate to the “Wallet’s” tab. There, the user will choose their desired fiat currency to deposit (USD or EUR). After clicking “deposit” the user must follow the instructions to deposit fiat currency via debit/credit card or via bankwire. Card deposits are instant while bank wire deposits can take up to 24 hours.

Step 2: Buy BTC - Once the user sees their fiat balance in the wallet, they can then convert that to BTC, or any other crypto or stablecoin on YouHodler’s platform. To convert USD or EUR to BTC, YouHodler charges a 4% commission. On other popular exchanges (e.g. Binance, Coinmama or Bitpanda) where you can buy BTC with fiat, users will pay anywhere from 3.5% - 6% on this same transaction

Now that you have BTC, you can do one of many things on the platform. You can convert that BTC, to USDT and deposit it into YouHodler’s USDT savings account to earn 12% interest per year or you can use that BTC as collateral for an instant fiat loan to buy even more crypto and multiply your assets. Alternatively, users can convert BTC to any other crypto on the platform if they so choose.

YouHodler would also like to note user’s can also buy BTC with USDT or any available cryptocurrency options on the platform for reduced fees. The minimum amount on all fiat to crypto, crypto to crypto or crypto to fiat conversions is 100 USD, 100 EUR or 100 USDT. See the full list of commissions and limits here.

So if you’re a trader looking for an easier and cheaper way to buy Bitcoin, visit YouHodler.com today and give us a try. Your feedback is always welcome so let us hear your thoughts at support@youhodler.com, Telegram, or Twitter.

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Information Provided via Press Release
Distributed by Global Crypto Press Association Press Release Distribution for industry.



YouHodler Six Month Review: More Coins, Better Features and New Ways to Profit...

The last six months were highly eventful for YouHodler and the crypto market on the whole. This roller coaster of emotions we all have experienced may distract us from the true progress that was actually made. For that reason, we here at YouHodler decided to compile a six-month review of everything our team, and our interactive community members have accomplished. So as the sun sets on yet another great summer, let’s look at the progress of the past and see how it can help shape our immediate future.

March: YouHodler goes "full cycle" with crypto conversions and credit card payments

Following the announcement of XLM listing in March, the YouHodler development team was hard at work to complete the platform’s long-awaited conversion tool. This allows users to convert any crypto on the platform (BTC, BCH, BSV, ETH, LTC, XLM, XRP) to USD or EUR. From there, YouHodler allows users to withdraw their fiat holdings directly into their credit/debit card quickly if they choose to do so.

We believe this adds a new utility for all coins on our platform since it allows users to effectively deposit their crypto directly to their traditional bank accounts (through the process of conversion). This new addition marks the beginning of our transformation from a simple crypto lending platform to a crypto/fiat FinTech platform that includes crypto wallets, crypto lending, blockchain integrations and more.

April: New coins, diverse options, and more utility

Due to popular demand from community members, YouHodler added DASH and EOS to their growing list of coins that includes, BTC, BCH, BSV, ETH, XRP, XLM, LTC, and more. YouHodler users can choose any of these options to use as collateral for a crypto backed line of credit. Furthermore, they can convert any of these crypto options to other cryptos on the platform in addition to stablecoins (USDT) and to fiat (USD or EUR).

Also joining the family is Augur (REP), the first token included on the platform. Just like all other cryptocurrencies on the platform, REP holders can now utilize the value of their REP assets in the real world without having to sell off their investments. In the near future, REP HODLers can also convert to any listed coin on YouHodler.

May: Crypto spring bull run and new creative ways to profit

All HODLers benefited from the May bull run but some of our more creative clients found new ways to maximize their earnings. We shared one unique way to use our high LTV (90%) in cooperation with our “crypto for fiat” feature to essentially buy crypto for 10% of its value.

After releasing this feature, we noticed a high number of clients using it to margin trade and leverage (e.g. customer buys XRP with USD on YouHodler, takes a loan using XRP as collateral, uses those fiat funds to buy more XRP, takes another loan, buy more XRP, etc).

This is a risky maneuver but one that can provide high profits if one times the market correctly. May was a great month for this strategy and many YouHodler users had high profits as a result.

June: Turbo loans, LTV increase revolutionize crypto loan

LTV increase and Turbo Loans were the most prominent releases for YouHodler in June. In May, we noticed a need for a feature that lets users increase the loan to value ratio (LTV) on an existing loan if they choose. With this method, HODLers can get more fiat for their opened loans without having to increase their collateral amount.

At any moment, the crypto market can experience a bull run. While many other lending platforms lock your assets, YouHodler now allows you to increase LTV on existing loans to get more cash to maximize profits on a bull run without having to close a loan.

Read full “Increase LTV” article here.

Following up on this release, YouHodler recently announced Turbo Loans. After noticing a pattern where our clients are using a “chain of loans” to leverage and multiply their assets, YouHoder customized a new tool that automates the entire process.  In one click, users can start with an amount (i.e. 1 BTC) as collateral, and theoretically “Turbocharcharge” this amount to more than three times its original value. (market conditions apply). It’s a simple, efficient way to use a series of loans that multiply your crypto holdings.

Click here to see how to get more crypto for less using Turbo Loans.

New landing page and calculator attract new audiences

Perhaps the most obvious change to our platform in June was the physical redesign of the website. Thanks to our highly talented team of designers and developers, YouHodler.com is now more user-friendly, attractive and informative. If you haven’t already, go there now to see the fresh look, and engaging content. Also worth noticing are the newly added loan and conversion calculators, seen on the landing page for your convenience.

July: Manage your crypto/fiat wallets and loans on the go with YouHodler mobile app

The end of July saw YouHodler release it’s first version of a mobile app for iOS and Android devices. The app is a streamlined, user-friendly interface that lets users simply deposit and withdraw funds into secure wallets, manage loans, view account activity history and more. All crypto/token wallets (BTC, ETH, XRP, XLM, LTC, BCH, BSV, DASH, EOS, BAT), fiat wallets (USD, EUR) and stablecoin wallets (USDT) are available.

August: USDT Savings Account Gives Users 12% Annual Profit with 0% Effort

YouHodler is happy to announce the release of its USDT savings account, an entirely new feature designed for “HODLers” who will earn up to 12% profit per year with no risk involved. Available for all YouHodler clients, USDT savings account lets users deposit USDT into a wallet on the platform which YouHodler states will grow up to 12% per year.

With the second half of the year upon us, YouHodler has many big plans in store. We can’t give too much away but all new features aim to give users more control and flexibility over their crypto assets. We’re excited to share this with you all as well as hear what innovative ideas you have to offer.

Feel free to send us a message on Telegram, Twitter (@Youhodler) or via emai (support@youhodler.com). All ideas and questions are welcome! Thanks for your support thus far.


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Information provided via press release
Distributed by Global Crypto Press Association Press Release Distribution for industry.



YouHodler: USDT Savings Account Gives Users 12% Annual Profit with 0% Effort...

YouHodler, a FinTech platform that specializes in innovative crypto lending solutions and crypto/fiat conversion today released a USDT savings account, an entirely new feature designed for “HODLers” who will earn up to 12% profit per year with no risk involved. Available for all YouHodler clients, USDT Savings lets users deposit USDT into a wallet on the platform which YouHodler states will grow up to 12% per year.

YouHodler CEO Ilya Volkov states “We’re happy to follow our valuable customer's demand and make this additional step in order to build a “one-stop-shop” for all HODLer’s needs and a fully functional “crypto-fiat” Fin-tech platform. We’re always looking for innovative ways to improve and deliver creative crypto-fiat solutions. Client-inspired product development is such a key to the YouHodler story and we’d love to hear your ideas. So please reach out to us and share your thoughts!”


How to profit from a USDT deposit on YouHodler:

After logging in, users will see a new “savings” option in their personal wallets page. To deposit USDT into this account and start earning interest, the user will click “add funds.” After USDT is successfully deposited, the user will start earning interest on their deposit once the settlement period begins. Users can check how much interest they earn each day by navigating to the “Earned” section of their savings account.

After the settlement period ends, the interest earned will be deposited into the user’s savings account. Alternatively, users are free to keep their funds in the savings account for as long as they link to earn more profit.

For now, USDT Savings is in private mode (goes public Monday, August 19th). So until then, we have a Limited Offer. Please contact YouHodler customer support (support@youhodler.com) to request USDT savings and get your own, personal offer today.

Disclaimer: If the user will release funds from the savings account before the settlement period, the user will lose all interest earned during the uncompleted settlement period. (see Terms and conditions linked below).


YouHodler continues the productive streak with new releases:

The release of USDT Savings follows a month of productivity for the young startup featuring:
  • A newly announced mobile app for iOS and Android
  • An automated “Turbo Loan” process that lets users take up to 5 loans in one click
  • More tools that let users extend their price down limit, close an open loan on command and increase their loan to value ratio on an open loan.
A YouHodler debit card that’s compatible with the platform is also scheduled for release later this year.

About YouHodler:

YouHodler is a FinTech platform focused on crypto-backed lending with fiat (USD and EUR) and stablecoin loans, crypto/fiat and crypto/crypto conversions. YouHodler supports BTC, BCH, ETH, LTC, XLM, XRP, DASH, REP and other popular cryptocurrencies and tokens.

Link to T&C: https://app.youhodler.com/dock/naumard_ltd_saving_account


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Information provided via press release
Distributed by Global Crypto Press Association Press Release Distribution for industry.

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